TERMS OF USE
By submitting an application you agree to the following terms and conditions.
I/We understand and agree that:
1. Credit Provider Information Sharing
A credit provider whom the Introducer may approach in arranging Loans on my/our behalf (the “Approached Credit Provider”) may give a credit reporting agency certain personal details and consumer credit information about me/us, including:
- Such permitted particulars about me/us which allow me/us to be identified;
- That I/we have applied for Loans and the amount;
- That the Approached Credit Provider is a current credit provider to me/us or has ceased to be a current credit provider to me/us;
- Payments which are overdue more than 60 days, and serious credit infringements;
- Advice that payments are no longer overdue;
- The type of credit account, credit limits and repayment history.
2. Commercial Activities Report
The Approached Credit Provider may obtain a report about my/our commercial activities or commercial creditworthiness from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my our application for personal credit.
3. Credit Report for Commercial Credit
The Approached Credit Provider may obtain from a credit reporting agency a credit report containing personal information about me/us for the purpose of assessing my/our application for commercial credit.
4. Information Exchange with Credit Providers
The Approached Credit Provider may give to and obtain from another credit provider information about my/our personal or commercial credit arrangements for the purposes of assessing my/our Loans application or creditworthiness, of collecting overdue payments or of notifying other credit providers of a default by me/us; I/we understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.
5. Guarantor Information Disclosure
The Approached Credit Provider may disclose to a guarantor credit information relating to me/us and may also provide such information to a person who is considering whether to become a guarantor, for that purpose.
6. Application Completion Timeline
If my/our application for credit is not completed within 14 days, the Approached Credit Provider may give a credit reporting agency further personal information about me/us in order to obtain a credit report about me/us.
1. I/we authorise the Introducer to:
(a) Obtain on my/our behalf a report or information about my/our consumer or commercial credit worthiness from a credit reporting agency, from a commercial credit reporting business or from a credit provider in connection with my/our application for the Loans described below.
(b) Pass on such reports and information to the Approached Credit Provider for the purpose of assessing my/our application for the Loans described below and to give to and to receive from such persons as are relevant to the arranging of that Loans any personal information about me/us as may be necessary to the arrangement.
2. Ongoing Authorisation
I/we agree that if Loans is provided to me/us by the Approached Credit Provider, I/we authorise the Introducer to obtain from the Approached Credit Provider any report or information concerning either me/us to that Loans that it may require in order to:
- Assist me/us in understanding and meeting my/our obligations to the credit provider in relation to that Loans;
- Advise me/us regarding my/our Loans requirements;
- Ascertain any amount required to be paid to the Approached Credit Provider in relation to that Loans.
I/we understand that this paragraph may be deleted if I/we do not agree. I/we also understand that this authority will continue for the duration of the Loans unless and until I/we revoke it by notice to the Introducer and the Approached Credit Provider.
I/We agree that:
1. Personal Information Sharing
The Approached Credit Provider may give personal information about me/us of the type described in Paragraph 1 above to a credit reporting agency.
2. Credit Report for Guarantor Assessment
The Approached Credit Provider may obtain from credit reporting agency a credit report containing personal information about me/us to assess whether to accept me/us as a guarantor for a loan applied for by, or provided to the borrower/s named below.
3. Credit Arrangement Information Exchange
The Approached Credit Provider may give to and obtain from another credit provider information about my/our personal or commercial credit arrangements for the purposes of assessing a Loans application made by the borrower/s named below, of assessing my creditworthiness or of collecting overdue payments; I/we understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.
Betta Finance and its associated entities appreciate your interest in its products and your visit to this website. These terms and conditions apply to the use of this website, including the purchase of our services over this website. In using this website for these or any other purposes, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, do not use this website.
Betta Finance and its associated entities reserves the right to amend these terms and conditions at any time and such amendment will apply upon publication on this website.
Copyright
Copyright 2025 Betta Finance and its associated entities. The text, images, graphics, sound files, animation files, video files and their arrangement on this website are all subject to copyright and other intellectual property protection. These objects may not be copied for commercial use, transmission or distribution and may not be modified or posted to other websites. This website may contain content that is subject to the intellectual property rights of third parties.
Trademarks
Unless otherwise indicated, all trademarks on this website are subject to the trademark rights of Betta Finance and its associated entities.
No Licenses
Betta Finance and its associated entities have sought to achieve an innovative and informative website. However, you also need to understand that Betta Finance and its associated entities must protect its intellectual property, including its trademarks and copyrights. Accordingly, please appreciate that no license to use the intellectual property of Betta Finance and its associated entities or the intellectual property of third parties has been granted by this website.
Product Information
While Betta Finance and its associated entities has endeavoured to ensure that all information, representations, illustrations, specifications and prices contained on this website are accurate at the time of publication, product features, specifications, subject to change without notice and Betta Finance and its associated entities makes no commitment as to the availability of any or service. To the extent permitted by law, Betta Finance and its associated entities excludes all express and implied warranties and all liability, whether direct, indirect, special or consequential, arising from negligence or otherwise relating to the use of this website, any inaccuracies and for any non-compliance by any goods or services with any representations, illustrations, specifications, product features, or other information contained on this website. Where, by law, Betta Finance and its associated entities is not permitted to exclude its liability but is permitted to limit its liability, its liability will be limited to, at its discretion, refunding of the services.
Betta Finance and its associated entities are not responsible for the contents of websites that are maintained by third parties and therefore waives its liability for any links from this website to other websites.
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